Privacy Policy
Scope. This policy explains how Wingo collects and processes information in India. We prioritize data minimization, purpose limitation, and user control.

Data We Collect
- Account & KYC: name, DOB, identifiers (PAN/Aadhaar), mobile.
- Security: device fingerprints, session tokens, fraud signals.
- Payments: UPI references and ledger entries (no card PAN stored).
- Optional analytics with explicit consent.
How We Use Data
- Account operation, KYC, UPI processing, and legal compliance.
- Fraud prevention, incident investigation, and security notices.
- Aggregated metrics to improve safety and usability.
Controls & Choices
- Privacy dashboard: export statements/JSON, toggle optional analytics.
- Deletion requests (subject to retention laws and anti-fraud obligations).
- Cookie/localStorage: essential only by default; optional requires consent.
Retention
We keep data only as long as necessary for security, legal requirements, and fraud prevention—then delete or anonymize.
Contact
See the contact page for verified channels.